For payment and e-money institutions

Wallets, virtual accounts and payouts on a ledger that always balances

Tiered wallets, virtual accounts for collections and instant payouts over NIP — reconciled automatically, with limits by KYC tier.

A successful ₦25,000 NIP transfer between two banks.
Sound familiar?

What payment institutions tell us slows them down

  • “Reconciliation eats our week”

    Settlement files and wallet balances never quite match.

    BankQore: Automatic reconciliation against every rail.

  • “We can't see our float”

    Float positions are calculated after the fact.

    BankQore: Real-time balances and positions.

  • “Limits are hard-coded”

    Changing tier limits needs a release.

    BankQore: Limits by KYC tier are configuration.

Built for payment & e-money institutions

Everything in one platform

Collections and payouts

◷ Pilot 2027

  • Virtual accounts for every customer or invoice
  • Tiered wallets with balance limits
  • Instant NIP payouts with name enquiry
  • Webhooks for every credit and debit
An account card with a balance and interest chip.

Nigerian rules, designed in

◷ Pilot 2027

  • NUBAN account numbering
  • NIBSS NIP transfers with name enquiry
  • BVN and NIN verification with KYC tiers
  • goAML reporting and CBN returns
A customer screening card with sanctions and PEP checks passed and one adverse-media hit for review.
Recommended plan

Starter or Growth

Start pooled; move to Growth as volumes and key-management needs grow.

Migrating from another core?

Our migration toolkit loads customers, accounts, loans and balances, then reconciles them to your trial balance before cut-over. Parallel runs are supported.

Plan your migration

Questions from payment & e-money institutions

Is there a per-transaction price?

Usage is metered by postings and payments per rail; on-us transfers are not charged. Sales will quote your volumes.

See collections and payouts

Virtual accounts and NIP payouts, end to end.