Launch your digital bank on a real core, not a ledger you'll outgrow
Accounts, payments, cards and lending behind clean APIs, with the controls your regulator expects from day one — so your team builds the experience, not the plumbing.
What digital banks tell us slows them down
“We're building a core instead of a bank”
Engineering time goes into ledgers, reconciliation and limits rather than the product.
BankQore: A complete core behind contract-first APIs and webhooks.
“Our vendor owns our roadmap”
Every change waits for someone else's release.
BankQore: Products and limits are configuration you control.
“Scale scares us”
Postings and balances slow down as the customer base grows.
BankQore: A real-time ledger built for high posting volumes, with a 99.95% availability target on Growth.
Everything in one platform
APIs your engineers will like
◷ Pilot 2027
- OpenAPI 3.1 contracts and generated SDKs
- Webhooks and events for every money movement
- Idempotent writes and scoped access
- Sandbox with realistic simulators
Nigerian rules, designed in
◷ Pilot 2027
- NUBAN account numbering
- NIBSS NIP transfers with name enquiry
- BVN and NIN verification with KYC tiers
- goAML reporting and CBN returns
Growth
A dedicated database, your own encryption keys and 24/7 support suit most digital banks.
Migrating from another core?
Our migration toolkit loads customers, accounts, loans and balances, then reconciles them to your trial balance before cut-over. Parallel runs are supported.
Questions from digital banks
Can we build our own mobile app?
Yes. Use the APIs and SDKs directly, start from the reference customer web app, or both.
Do you support virtual accounts and wallets?
Yes, with tiered limits by KYC level.
Build on BankQore
Get a sandbox today and a walkthrough with our architects.