Group lending and contributions, done properly
Groups, centres, joint liability, ajo and esusu cycles and field-officer collections are first-class records — not spreadsheets beside the core.
Groups and centresAjo and esusuField officers
Built for how microfinance works
Groups & centres
Members, leaders, meeting schedules and centre hierarchies under branches.
Joint liability
Group guarantees and savings as collateral for members' loans.
Ajo & esusu
Contribution cycles with rotating payouts, fees and member statements.
Field officers
Collections and visits recorded on a phone, balanced at the end of the day.
Meeting collections
Record repayments and savings for a whole group in one go.
Portfolio at risk
PAR by officer, centre, branch and product, updated in real time.
A group, from formation to payout
Form
Register the group, its members and their KYC.
Save
Members contribute at meetings or by transfer.
Lend
Group loans with joint liability and schedules per member.
Pay out
Contribution payouts and loan repayments reconciled automatically.
Connected to the rest of your bank
- Lending — group and individual loans on one book
- Accounts — member savings as real accounts
- Risk & compliance — CBN microfinance rules and returns
- Workspace — field officers on mobile
Release status
- Groups, centres and contributions
- ◷ Phase 2
- Group lending
- ◷ Phase 2
- CBN returns
- ◷ Phase 2
Dates follow the public roadmap and may change.
Microfinance & groups questions
Do you support both unit and state MFB licences?
Yes. Licence category sets the rules your products and limits follow; branches and states are configured, not coded.
Can members see their contributions?
Yes, in the customer app and by SMS statement.
See BankQore for microfinance
Groups, contributions and field collections in one demo.